Download the app
Kpali checkout is the phone. The one thing this website sells is store credit by bank transfer; everything else is bought in the app. Google Play uses package app.kpali; the App Store listing is id6802318301.

Funding
What can put money on a Kpali balance today.
Store credit is funded with stablecoins. That is the point of Kpali: no Nigerian bank account and no BVN stands between you and a paid bill.
USDT · TRC-20 (TRON)
The default across Nigerian crypto users — cheapest to send and the one people already hold.
USDT · BEP-20 (BNB Chain)
Cheap, widely held, and the usual second choice after TRON.
USDC · Base
Near-zero fees. Common for people who came in through an exchange rather than P2P.
USDC · Solana
Fast and cheap. Confirmations are counted at finalisation, not first commitment.
Nigerian bank transfer
Store credit can be bought with a naira bank transfer on the store-credit page — the one page here that takes payment. Credit bought that way cannot be withdrawn; it is spent in the app.
USDT on ERC-20
Ethereum gas regularly costs more than a small top-up, so Kpali does not take deposits on that network rather than let a fee eat your money.
Minimums differ by network — TRON's is the highest because TRON's own fee floor is. The app shows the exact figure for the network you pick before you send anything.